Profil PT BFI Finance Indonesia Tbk

PT. BFI Finance Indonesia Tbk (BFI) yang berdiri sejak tahun 1982 adalah salah satu pemain utama dalam bisnis multifinance di Indonesia yang berfokus pada industri pembiayaan alat berat dan kendaraan bermotor. Sebagai perusahaan mandiri (tidak berafiliasi), BFI memiliki neraca keuangan yang sehat dengan permodalan besar. Saat ini BFI memiliki lebih dari 6000 karyawan dan jaringan pemasaran yang kuat dan tersebar di seluruh penjuru nusantara.

PT BFI Finance Indonesia Tbk (BFI) was established in 1982 as PT Manufacturers Hanover Leasing Indonesia, a joint venture between Manufacturers Hanover Leasing Corporation from the United States and local partners. It is one of the oldest multifinance companies in Indonesia as well as the first multifinance company to be listed on the Jakarta Stock Exchange and Surabaya Stock Exchange (currently known as Indonesia Stock Exchange or IDX). BFI Finance was listed in May 1990 with ticker code BFIN. After undertaking debt restructuring due to the Asian financial crisis started in 1998, BFI Finance officially changed its name to PT BFI Finance Indonesia Tbk in 2001.

Today, BFI Finance is 42.8% owned by the consortium of Trinugraha Capital SA (which consists, amongst others, of TPG and Northstar Group). Remaining shares are held by local and foreign institutional shareholders, as well as retail shareholders. 

BFI Finance’s business mainly comprises three types of financing. First, working capital, investment, and multipurpose financing for productive necessities such as working capital, investment, and business development, as well as for consumptive necessities like wedding, property renovation, etc. Second, sales and leaseback financing that is provided for buying both new and used equipment to support business productivity, ranging from industrial heavy equipment such as excavator, bulldozer, crane, forklift, various kinds of truck, printing machine, industrial machine, to medical devices. Third, multipurpose financing without collateral for education, vacation trip, and business development for micro, small, and medium enterprises (MSMEs). In 2017, BFI Finance formed Sharia Unit in order to cater people’s needs on sharia-compliant financing.

BFI Finance has the largest distribution network Indonesia, with 228 branch offices and 173 outlets spread across 33 of the country’s 34 provinces, and supported by over 11,000 employees (as of 31 December 2018).

BFI Finance's business activities basically include three types of financing. First, working capital, investment and multipurpose financing aimed at productive needs such as working capital, investment and business development, as well as for consumptive needs such as wedding costs, home renovations, and others. Second, sales and lease back financing, namely financing for the purchase of machinery and heavy equipment both new and used to support business productivity, ranging from industrial heavy equipment such as excavator engines, bulldozers, cranes, forklifts, various types of trucks, printing machines, industrial machinery to health equipment. Third, financing without collateral for educational needs, travel, and the development of micro, small and medium enterprises (MSMEs). In 2017, BFI Finance formed a Sharia Unit to answer the public's need for financing in accordance with sharia principles.

BFI Finance has the largest marketing network in the archipelago, with 228 branch offices and 173 outlets spread across 33 of 34 provinces in Indonesia, and supported by more than 11,000 employees (as of December 31, 2018)

BFI Finance's business activities basically include three types of financing

1. Working capital, investment and multipurpose financing aimed at productive needs such as working capital, investment and business development as well as for consumptive needs such as maintenance costs, home renovations, etc.
2. Sales and lease back financing, i.e. financing for the purchase of new and used machinery and heavy equipment to support business productivity, ranging from industrial heavy equipment such as excavators, bulldozers, cranes, forklifts, various types of trucks, printing machines, industrial machinery to equipment medical devices
3. Financing without collateral for educational needs, travel, and the development of micro, small and medium enterprises (MSMEs)